What Happens in the First Meeting?
The first meeting is all about learning, not committing. A good financial planner will take the time to understand your current situation, your priorities, and your long-term goals.
You can expect to discuss:
- Your income, savings, and any debts
- What you’re hoping retirement will look like
- Any concerns you have about timing, taxes, or spending
- Your family situation, insurance coverage, and estate planning needs
This conversation helps your financial planner understand where you are today, and where you’d like to go.
What You Shouldn’t Expect
Choosing the Right Kind of Financial Planner
Not all financial planners offer the same services. Some focus primarily on selling investment or insurance products. Others like Legassie Financial take a more holistic approach, providing long-term retirement planning, tax guidance, and behavioral coaching.
Here are a few questions to ask in your meeting:
- Do you provide planning services, or just manage investments?
- How are you compensated (fee-based, commission, flat fee)?
- What kinds of clients do you typically work with?
- What’s your process after this meeting?
The right financial planner should have the skills that match your goals — whether that’s drawing income in retirement, navigating tax questions, or building a values-based financial plan.
What You’ll Walk Away With
After a good first meeting, you should leave with:
- A clearer sense of your current financial position
- Insight into what areas need attention or improvement
- A recommended next step — which might include a formal plan, a second meeting, or simply time to think
Most importantly, you’ll leave knowing if this is someone you trust to guide your financial decisions.
Book Your First Meeting with a Financial Planner
Thinking about how financial planning could benefit you? At Legassie Finacial, we specialize in personalzied financial planning catered to your exact situation. Book a free consultation today to learn how a financial planner can help your financial and retirement planning.
