November 15, 2025

The Retirement Score, a proprietary tool used by Legassie Financial provides a in-depth look at your retirement readiness. We’ll go over what it is, and why it’s important to you.

Deciding when to retire in Canada has lasting implications for your income, lifestyle, and long-term financial stability. This article outlines the key financial trade-offs of retiring earlier or later — including CPP and OAS timing, savings considerations, and longevity — to help you make a well-informed decision.